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Category Archives: Homeowners’ Insurance

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Oklahoma Courts Uphold Theft Of Personal Contents Exclusion

Posted in Homeowners' Insurance
A homeowner searching for a low-cost insurance policy for his home purchased an insurance policy for his residence. The property coverage policy differed from a traditional homeowner’s insurance policy in that the property coverage provided reduced coverage for certain types of losses and didn’t cost as much as homeowners coverage would have. The contract provided … Continue Reading

Cancellation Of Homeowners’ Policy

Posted in Homeowners' Insurance
Cancellation of a homeowners’ insurance policy requires compliance with terms and conditions of the policy. It may sound simple, but we have seen several full blown lawsuits arise over the years where the manner in which the policy was cancelled before a loss occurred was challenged. The starting point is a review of the requirement … Continue Reading

Appraisal Clause In Homeowner’s Policy Is A Useful Tool

Posted in Homeowners' Insurance
Most homeowners’ insurance policies provide disputes over the value of the claim can be taken to appraisal and the amount determined by disinterested parties. The appraisal clause has its roots in the statutory fire policy addressed in earlier posts. The statutory provision provides for appraisal upon the request of either party to the claim. The … Continue Reading

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