In our last post, we discussed some rules the courts use to interpret insurance policies. If the contract has language that is subject to more than one interpretation, it is considered to be ambiguous. In Oklahoma when an insurance policy has ambiguous language, we explained the courts construe the language in favor of the
Courts Use Rules Of Interpretation To Decide What An Insurance Policy Really Means
It is no surprise there is often disagreement over whether an insurance policy provides coverage. There are competing interests to be accommodated and sometimes the language used is clearer to one person than another.
![[ File # csp12476624, License # 3045623 ] Licensed through http://www.canstockphoto.com in accordance with the End User License Agreement (http://www.canstockphoto.com/legal.php) (c) Can Stock Photo Inc. / mybaitshop](https://www.okinsurancelawblog.com/wp-content/uploads/sites/410/2009/07/Insurance-Claim-Denied-stock.jpg)
We are often asked, “How do judges decide what the insurance policy really means?” There are volumes of books in law
Under Oklahoma Law An Insurance Policy Is A Contract
![[ File # csp1277248, License # 3041684 ] Licensed through http://www.canstockphoto.com in accordance with the End User License Agreement (http://www.canstockphoto.com/legal.php) (c) Can Stock Photo Inc. / devon](https://www.okinsurancelawblog.com/wp-content/uploads/sites/410/2009/07/Expedited-Payment-stock.jpg)
Some people, including insurance adjusters, forget an insurance policy is a legally binding contract. Claim representatives who adjust a lot of liability and third-party claims sometimes tend to confuse the issue of coverage under a policy with liability for the accident. These issues are not related.
One reason insurance policies don’t seem like binding contracts