Examinations under oath, "EUO’s", serve a purpose different from a deposition. An insurance company is regularly asked to make a decision about payment or denial of a loss involving a sizeable sum of money without any ability to subpoena witnesses to testify. Most policies provide for the taking of sworn testimony.
Like Attorney Parks Chastain…
During the EUO, opposing counsel marked Bubba‘s personal inventory list as an exhibit and said he wanted to go over some of the items destroyed in the fire. EUOs are a good tool for finding out information and evaluating the credibility of the insured. On its face, Bubba’s contents list probably caused an “inquiring…
An EUO is a lot like a deposition or testifying in court. There is a court reporter present who swears in the insured and takes down the sworn testimony. The insured is asked a lot of questions about their background and the reported claim. A lawyer wouldn’t be worth much if he didn’t at least…
