Experienced insurance adjusters know the phrase “bad faith”. The term is a short hand way to describe a lawsuit filed for the alleged violation of the implied duty of good faith and fair dealing. It is the legal duty imposed by operation of law. The shorthand “bad faith” is a lot easier to say.
The
According to a recent news report, a car drove into the Silver Dollar Restaurant in Collinsville, Oklahoma. Fortunately, no one was hurt.
The fire claim you have isn’t finished and its almost the beginning of storm season in March. You really don’t need a double claim involving fire and storm damages. It’s hard enough to settle one claim. It’s a lot more complicated to resolve two claims to the same property.
There must be a good reason for the denial of a homeowners claim. The decision to deny coverage is complicated. It may sound simple, but it isn’t.
In Oklahoma, you really need an attorney involved before denial. Not just any attorney, but one familiar with Oklahoma law. There is a balance the courts strike in
Living in Oklahoma means having to deal with insurance claims for tornado damage. We have tornados almost every Spring.
The damage caused by tornadoes can be catastrophic. The aftermath can leave whole towns devastated. Comfort can be found in knowing that a homeowners insurance policy can help with repair of the damage.
Many of today’s
Adjusters investigating fire claims have to make a decision. The cause of the fire is important. Accidental fires are usually covered by the policy. Intentional fires are not owed. Did the building owner set the fire? Guess what, arsonists don’t admit readily to the crime. Arsonists don’t make legitimate insurance claims, but they also don’t
We have pointed out in the past that many people don’t speak the language of “insurance”.
No different than medicine, the insurance industry has terms and words that have a specific meaning. If you don’t speak the language, then you don’t understand what was said.
An apartment complex owner learned this lesson the hard way.
Some Oklahoma lawyers will tell that Opening Statements are the most important part of the case. They claim by the end that the jurors have already made up their mind. Maybe? In my experience, jurors try really hard and listen to the evidence. The statements of the lawyers are not evidence and jurors understand the
The jury trial in Bubba’s fire insurance case started Monday at 9:00 a.m. Bubba decided to try the case ” hisself “. It calls to mind the old saying that a man who represents himself has a fool for a lawyer.
Wewoka Worldwide Insurance showed up to trial with two of those ” tall building
Last Tuesday, Bubba came to the office to discuss ” his litigatin’ strategy “. Always nice to have some professional help when you are in a lawsuit, huh! Well, Bubba and a few of his buddies had spent the evening before with two cases of beer and their cell phones. One thing about these boys,
